Our Sectors

    Finch Capital focuses on 8 sectors: four regulated industries and four regulated functions. These are critical technologies European companies run on, where regulation, workflow depth and switching costs make AI a catalyst.

    Our focus: hard-to-replicate technology serving the essential, embedded and regulated functions companies run and rely on

    Regulated Industries

    Banking & Insurance

    • BaaS & core banking
    • Open banking & lending platforms
    • Credit decisioning
    • Underwriting, pricing & claims
    • Policy admin & distribution
    • Digital banks & lenders

    Wealth & Capital Markets

    • Trading & market infrastructure
    • Post-trade, clearing & settlement
    • Market data & analytics
    • Wealth platforms & neobrokers
    • Digital assets & tokenisation
    • Fund & asset-manager software

    Real Estate

    • Vertical operating systems
    • Rental & lettings management
    • Flexible living & multifamily ops
    • Property & construction workflows

    Energy

    • Energy management & efficiency
    • Grid & flexibility software
    • Metering & consumption data
    • Renewables & storage operations
    • Energy billing & trading

    Regulated Functions

    CFO Office

    • Accounting & planning (FP&A)
    • Spend, tax & treasury
    • Invoicing, AP/AR & payment ops
    • Payroll & benefits
    • Procurement, audit & assurance

    Payments

    • Acquiring, orchestration & payouts
    • Cross-border & FX
    • Issuing, POS & wallets
    • Billing & subscriptions
    • Embedded & A2A payments
    • Payment infrastructure & networks

    Legal, Risk & Compliance

    • KYC/KYB & onboarding
    • Identity verification
    • AML, fraud & transaction monitoring
    • Regulatory reporting & surveillance
    • AI governance
    • Legal ops, contracts & IP
    • Risk data & analytics

    HR & Workforce

    • Staffing & scheduling
    • Talent acquisition
    • Workforce analytics
    • Learning & performance