Banking & Insurance
- BaaS & core banking
- Open banking & lending platforms
- Credit decisioning
- Underwriting, pricing & claims
- Policy admin & distribution
- Digital banks & lenders
European Growth Equity Investors
Specialist in Critical Technology Companies for Regulated Industries & Functions
We invest in critical technology companies for regulated industries and functions
For 13 years, Finch Capital has invested in European technology. We focus on strong businesses with sound economics and real market positions, at the stage where the right partner matters most. We partner with management, fund the growth needed to reach profitable scale, and provide liquidity to shareholders seeking it.
Plan & Invest
In partnership with management
We agree a plan for profitable scale with management before we invest, then fund it with growth capital plus secondaries. We back European technology companies with €5–15m revenue, growing more than 25% a year, at or near breakeven.
Grow
To profitable scale
Our AI and go-to-market playbook upgrades leadership and accelerates growth, including add-on M&A. 40% higher growth in year one; 60% profitable within two years.
Exit in 3–5 years
Into a wide buyer pool
Profitable scale puts you in a position of strength. Essential, embedded businesses attract a wide pool of strategic and private equity buyers, opening the way to outcomes of €100m and above.
>€0m
Assets Under Management
0
Funds
0+
Portfolio Companies
0
Exits
0
Years Investing
0%
profitable within 2 years
0%
higher growth in year 1
0%
with inbound M&A offers within 3 years
Fund III (2021 vintage) portfolio data.
Investment Focus
Finch Capital focuses on 8 sectors: four regulated industries and four regulated functions. These are critical technologies European companies run on, where regulation, workflow depth and switching costs make AI a catalyst.
Our focus: hard-to-replicate technology serving the essential, embedded and regulated functions companies run and rely on
Regulated Industries
Wealth & Capital Markets
- Trading & market infrastructure
- Post-trade, clearing & settlement
- Market data & analytics
- Wealth platforms & neobrokers
- Digital assets & tokenisation
- Fund & asset-manager software
Real Estate
- Vertical operating systems
- Rental & lettings management
- Flexible living & multifamily ops
- Property & construction workflows
Energy
- Energy management & efficiency
- Grid & flexibility software
- Metering & consumption data
- Renewables & storage operations
- Energy billing & trading
Regulated Functions
CFO Office
- Accounting & planning (FP&A)
- Spend, tax & treasury
- Invoicing, AP/AR & payment ops
- Payroll & benefits
- Procurement, audit & assurance
Payments
- Acquiring, orchestration & payouts
- Cross-border & FX
- Issuing, POS & wallets
- Billing & subscriptions
- Embedded & A2A payments
- Payment infrastructure & networks
Legal, Risk & Compliance
- KYC/KYB & onboarding
- Identity verification
- AML, fraud & transaction monitoring
- Regulatory reporting & surveillance
- AI governance
- Legal ops, contracts & IP
- Risk data & analytics
HR & Workforce
- Staffing & scheduling
- Talent acquisition
- Workforce analytics
- Learning & performance
Our Portfolio
Critical technology companies we have partnered with to reach profitable scale.
Fourthline
Leading digital identity verification platform that helps financial institutions comply with KYC and AML regulations.
Headquarters:Amsterdam, Netherlands
AccountsIQ
AccountsIQ provides cloud-based financial management software designed for growing businesses and accountancy practices.
Headquarters:Dublin, Ireland
Goodlord
Proptech company that digitizes the rental process for landlords, tenants, and letting agents.
Headquarters:London, United Kingdom
NomuPay
NomuPay is a cross-border payments platform that enables seamless transactions between Asia and Europe.
Headquarters:Dublin, Ireland
