Research & Insights
Finch Capital publishes research on critical technology for Europe's regulated industries and functions
Finch Capital Predictions
Finch Capital team predictions for 2023 across European FinTech, PropTech and Health Tech sectors.
As we entered 2023, the Finch Capital team compiled comprehensive predictions across our key investment sectors: European FinTech, PropTech, and HealthTech. These insights reflect our deep market knowledge and investment experience.
FinTech Predictions for 2023
Embedded Finance Expansion
We predicted that embedded finance would move beyond payments into comprehensive financial services, with non-financial companies increasingly offering lending, insurance, and investment products directly within their platforms.
Regulatory Technology Growth
With increasing regulatory complexity, we anticipated significant growth in RegTech solutions, particularly in areas of compliance automation, risk monitoring, and regulatory reporting.
PropTech Predictions for 2023
Digital-First Property Management
We foresaw the acceleration of digital transformation in property management, with AI-driven maintenance, virtual property tours, and blockchain-based property transactions becoming mainstream.
Sustainable Real Estate Focus
Environmental considerations were predicted to drive significant innovation in green building technologies, energy management systems, and sustainability reporting tools.
HealthTech Predictions for 2023
AI-Powered Diagnostics
We anticipated significant advances in AI-powered diagnostic tools, particularly in medical imaging, pathology, and personalized treatment recommendations based on genomic data.
Mental Health Technology
The growing awareness of mental health issues was expected to drive innovation in digital therapeutics, mental health monitoring, and AI-powered therapy solutions.
Cross-Sector Trends
Data Privacy and Security
Across all sectors, we predicted increased focus on data privacy, security, and user control over personal information, driving innovation in privacy-preserving technologies.
Sustainable Business Models
We anticipated a shift toward more sustainable and profitable business models, with companies focusing on unit economics and long-term value creation rather than growth-at-all-costs.